Higher Than Average Risk

"Why are my payments being held?

We reviewed your account and determined that there's a relatively higher than average risk of future transaction issues (such as claims, or chargebacks, or payment reversals). We understand that it may be inconvenient to have your payments temporarily held but please know that we didn't make this decision lightly. Before deciding to hold payments, we consider many factors. These factors include account and transaction activity, the rate of customer disputes, the type of business a seller runs, average delivery timeframes, customer satisfaction, performance and history."

We have never had any dispute or complaint. We have 100% positive feedback. We ship anything we sell within 1 business day. No one ever asked us to refund their money for any of the few items we sold. I have never missed or been late on a credit payment with ANY creditor in over 10 years.

I have canceled my PayPal account, and I will be letting anyone interested know how you singled us out for reasons unknown. I have a theory on why we were singled out, but it is not important enough to me to spend any more time on discussing it.
We are happy to have our account closed, and we will not miss using your Bank in the least. As a company and individually, you should be ashamed.


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