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Thread: Credit Card Processing

  1. #1
    hakan Guest

    Default Credit Card Processing

    Hello,

    We have a web site and we will save credit card infos and whenever the customer wants our service we will charge customer manually. There won't be any payment page on the website. We will collect the card numbers and will charge manually.

    What do you suggest me?

    Thanks.
    Last edited by hakan; 08-05-2011 at 03:12 AM. Reason: forgotten to write smthng

  2. #2
    Join Date
    Oct 2011
    Posts
    101

    Thumbs up

    Quote Originally Posted by hakan View Post
    Hello,

    We have a web site and we will save credit card infos and whenever the customer wants our service we will charge customer manually. There won't be any payment page on the website. We will collect the card numbers and will charge manually.

    What do you suggest me?

    Thanks.
    it sounds like you need a virtual terminal. check out [url=http://www.merchantinc.com/]PayPal Alternative, Alternatives To PayPal, Merchant Account, Accept Credit Cards Online - Home[/url]

  3. #3

    Default

    My husband use to use paypal but he has since gone with National merchant bankcard, they are awesome.

  4. #4
    paresh Guest

    Default Paypal express related question

    Can anybody help me? i want to know what will happen if i make payment to paypal sandbox account using real credit card details. Will the payment succeed and it will show me payment successful?

  5. #5
    Join Date
    Nov 2011
    Posts
    162

    Default

    I had not heard of the sandbox accounts before but found this out from the paypal website. I don;t know if it will be helpful to you. What does paypal tell you when you call them? Just beware of paypal. They have a tendency of screwing people over and this sandbox thing seems like another way for them to take peoples money.


    "Testing Instant Payment Notification


    It is important to test IPN integration before "going live". The PayPal Sandbox provides an environment for testing without performing real payment transactions. It is also a good idea to test on the live PayPal system before putting a system into production.

    Testing on the Sandbox
    The PayPal Sandbox can be used to test most aspects of the PayPal system including Instant Payment Notification. To test on the sandbox:
    Establish a developer account on Developer Central [url]http://developer.paypal.com[/url]
    Create a Personal account on the sandbox and add a credit card.
    Create a Business account on the sandbox and add and confirm a bank account.
    In your PayPal button and IPN handling script, use the URL [url]https://www.sandbox.paypal.com/cgi-bin/webscr[/url] where you would normally use [url]https://www.paypal.com/cgi-bin/webscr[/url].
    Step through a payment using the Personal account email and password for log in.
    A Note About Emails
    In the PayPal API Sandbox, all of the participants in transactions (test users) are fictional and do not have true email accounts. To accommodate this, a special self-contained email system is integrated into the Sandbox. Each PayPal API developer has one inbox to which all email messages addressed to test users are sent. A developer only sees those emails addressed to test users linked to that developer. Emails to all test users linked to the developer appear in the same inbox. To view your Sandbox emails, Log in to Developer Central at [url]https://developer.paypal.com[/url] and Click the 'Email' tab. Your Sandbox generated emails can be found on this page. For more information, please refer to the API Sandbox User Guide, pp 15-16.

    Testing on the Live System
    It is a good idea to test on the live system to make sure the switch to the live system doesn't introduce any problems. Some things to consider when testing on live:
    You will need access to a Personal account with a credit card linked and a verified Business account.
    Switch from the sandbox URL [url]https://www.sandbox.paypal.com/cgi-bin/webscr[/url] to the live site URL [url]https://www.paypal.com/cgi-bin/webscr[/url].
    Pre-fund the Personal account to avoid incurring charges on the credit card.
    Test transactions can be as little as $0.01 USD.
    Payments may be refunded resulting in a full fee credit.
    It is good practice to log all IPNs received in a log file or database."

  6. #6

    Default

    Quote Originally Posted by hakan View Post
    Hello,

    We have a web site and we will save credit card infos and whenever the customer wants our service we will charge customer manually. There won't be any payment page on the website. We will collect the card numbers and will charge manually.

    What do you suggest me?

    Thanks.
    isnt that a liablity to save peoples credit card info?

  7. #7
    Join Date
    Feb 2012
    Location
    USA
    Posts
    7

    Default

    Quote Originally Posted by boricapr View Post
    isnt that a liablity to save peoples credit card info?

    Yes it is. I don't think you should do that unless the buyer ask you too.

    If they find out they can press charges
    I CREATE DOCUMENTS!
    UNLIMIT YOUR PAYPAL NOW!

  8. #8
    Join Date
    Apr 2012
    Posts
    10

    Default Credit Card Processing

    Id accept both PayPal and ProPay. PayPal only looks bad on your part because a lot of people tend to think the site is being run by someone who is too cheap to get a real merchant account. While ProPay isnt a real merchant account it allows you to actually accept the credit card numbers and information which is much better than saying, "Well can you go to PayPal to send over this money?"

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