merchant accounts, no use on ebay, i tell u y!
ebay has recently smartened up with regards to ex paypal users leaving and going with a merchant account of there own. they have even found a way to prevent paypal customers who have been suspended from selling on ebay with there own merchant account ( credit processing).. Ebay has recently required all sellers that will be using a merchant account to use payflow as there gateway for transactions, meaning, ebay and paypal will serve as the gateway ( go between) for the credit card transactions..
.( ILL LIST BELOW THE EXACT EXERT FROM EBAYS WESBITE IN REFERENCE TO THIS)..
when registering with payflow, ( ebay/paypal as the gateway for the credit card transactions) you have to give them all your information for the ecommerce and merchant account with your bank info so they can ferify all the information. considering they are now doing this, if you have EVER been wronged by paypal and or suspended, as many have. the moment you give them your merchant bank information, they have you linked and pegged from all other suspensions...
so for anyone who has ever been suspended by paypal thinking of getting there own merchant account to process credit card payments, be warned, they will still track your personal information and tie it to you!
paypal and ebay HAVE GOT TO BE FILTHY RICH, must companies will do what they can to get business and attract money, it is like ebay and paypal are trying to do what they can to KEEP people away, i dont understand it, not at all.
( from ebay)
Setting up the Payflow payment gateway for your Internet merchant account
If you already accept credit and debit cards through an Internet merchant account, you'll register for the free Payflow payment gateway account for eBay sellers and use Checkout to accept buyer payments.
Payflow payment gateway lets buyers securely send credit and debit card payments to your Internet merchant account. The buyer clicks Pay Now in their email notification or item listing and then enters their credit card information. Payflow securely transmits the buyer's credit card information to your Internet merchant account, and you're notified of your payment.
Note: Before opening a new Internet merchant account to accept credit cards through eBay Checkout, take a look at all payment options. Unless you sell at high volume, the transaction fees charged by your credit card processor may be higher than what you'd pay for the other online payment methods.
To sign up for Payflow:
Have this information ready:
Account details for your Internet merchant account with your bank or a merchant credit card processor
A credit card to verify your processor settings
In My eBay, click the Account tab and select "Site Preferences."
In the Selling Preferences > Payment from buyers section, click the “Show” link, and then the “Edit” link. The Payment Preferences page opens.
Below Payment Method Options, under Merchant Credit Card preferences, click the “Sign up for Payflow payment gateway” link.
On the "Accept credit cards" page, click the Register with Payflow button.
On the "Create your Payflow gateway account" page, choose a login ID and select a password for your Payflow account.
Enter your business contact information.
Below "Provide your credit card processor information," enter your Internet merchant account information.
Note: If you have a second credit card processor that allows additional credit card types, you can add this to your Payflow account by clicking the "Add a second processor" link near the bottom of the registration form.
Select the credit cards you'll accept through this processor.
Enter information for a credit card you'll accept and that's accepted by your processor. Your credit card won't be charged. We use this information to test that everything works properly before it becomes part of your Checkout process.
Review your information and confirm that your registration information is correct.
Check all the boxes to agree to accept our user agreement and privacy policies.
Click the Register button.
Within a few hours, you'll receive a confirmation email that your Payflow gateway account is set up and ready for use.
Note: If there's a problem, you'll be asked to sign in to complete your Payflow account registration. This may include sending a test authorization to verify that your account is set up correctly. Be sure your email address is current in your eBay account settings. If you need to update your address, see Changing your account information.
When you've got your Payflow payment gateway account set up and Checkout is enabled, buyers have the option of paying you online by credit card.
Payflow kinda shitty
It was difficult to get all the info for payflow. After several trial and error messages, I managed to sign up for payflow.
Even after that, I am still not able to receive credit card payment via ebay. Still trying though ... if anybody have more info on that, that will be grrreat.
This is what I have, got a merchant account through merchant inc and then linked it to my ebay store. it was really easy and so much better then paypal. I hate paypal and their stupid holds and fake seller protection. And forget it if a buyer files a chargeback you are screwed and paypal will NOT do anything for you.
|alternative, merchant account, payflow|