I was screwed from the front and back by paypal and swore to never again use their "services" so I had to find a different solution to get paid for the stuff I sell online. I stumbled upon this site and ended up signing up with one of their recommended services and I really must say that it has been great. If any one out there who has been screwed over by paypal for the last time has any ?s at all about how to prevail without paypal I will be more then happy lead you down that path

I thought that you need to be a business and have an EIN in order to get a merchant account. I am not a corp. or llc just me so how would I be able to get a merchant account?

You can get a merchant account as a Sole Proprietorship so instead of an EIN you would use your SSN and you DBA would be your name. You do not be incorporated or an llc to get a merchant account. MerchantInc.com is running a great offer for $7.95/month and only 1.99%

interesting, I am going to have to look in to that a bit further because paypal is driving me crazy with the constant limitations on my account and having to wait so long to get my money. But they want me to ship right away even though they will not release the shipping fees paid by the buyer.

paypal is driving me insane with always holding my funds but telling me to ship anyway. I don't have the money for shipping, that is why the buyer pays for the shipping and I know that money comes right out of the buyers paypal account so then why can't I get the money? At least release the money paid for shipping. I hate paypal!

4 years! I have been waiting for over 4 years to get money back from paypal and at this point I don't I am just going to have to be realistic and deal with the fact that I am not ever going to see that money ever again.
It just makes me so angry that they can get away with robbing people like this.
This paypal account in question was being used to raise donations.

4 years! Oh Lord I don't want to hear that. How is that possible?! Pay Pal really, truly creates their own set of rules that nobody would really sign up to play with had they known the rules or lack thereof from the get go! 4 years?!