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  #11 (permalink)  
Old 08-23-2014, 03:05 PM
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Oh I am new to using payment online. Good to know I can have Paypal and another cc processor on one platform. Although sounds like Paypal is not a good way to go looking at these post. I am applying with a new processor Kayswallet, they are quite professional in their approach. I can accept Bitcoins payment with them too.
I welcome any other suggestions.

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  #12 (permalink)  
Old 09-02-2014, 06:02 AM
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I use Cart pay Inc. for my business.. You can use for your business. It's services are more secure and reliable...!!!

You can try with following number...

For any enquiry for Merchant Accounts: Call us at +91-75 3300 9991 Or SMS INFO to 56161

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  #13 (permalink)  
Old 10-09-2014, 01:41 PM
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Quote:
Originally Posted by roysumit32 View Post
I use Cart pay Inc. for my business.. You can use for your business. It's services are more secure and reliable...!!!

You can try with following number...

For any enquiry for Merchant Accounts: Call us at +91-75 3300 9991 Or SMS INFO to 56161
it is a bit expensive for the average seller charging 14.99% if you process Less than 15,000/ Month. Seems to be geared towards big business. Is it even available in the US? I have been with Merchantinc.com for a few years now and they charge 1.99% no matter what volume you process and they work great with ebay. Sure there are other good options out there as well that won't charge you 14.99%, at that price even PayPal is an option.

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  #14 (permalink)  
Old 03-15-2016, 01:03 AM
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Merchant accounts have lower transaction fees and Paypal accounts requires higher transaction fees. By using a PayPal account, you can now accept payments of up to US$10,000. I think it is better one
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  #15 (permalink)  
Old 09-01-2016, 09:33 PM
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You can place as many payment options as you want on your own site. Its your company, its your business. Just dont give into buyers that insist on wanting to use PayPal to pay for an item. If they want your item, then it doesnt matter if they use a credit card or PayPal. There's a red flag in buyer's insisting on wanting to use PayPal. Regardless of the excuse the buyer gives into wanting to use PayPal, its an immediate red flag! Reason being, is that the buyer that is wanting to use PayPal, is a PayPal member and knows how to scam a seller and the fact that PayPal will do nothing about it and screw you over as the seller every single time. So if a customer insists on PayPal tell them to go someplace else, dont be afraid of saying no.

The only good thing about PayPal is that their chargeback ways. They have a disputes forum, for their own reasons of getting chargebacks from the buyer's credit card company, that prevents you from incurring chargeback fees. Since PayPal is the one charging the buyer's card, they are the ones legally responsible for the charge and any associated fees.

In accepting credit cards directly, you incur chargeback fees, regardless of if you win or lose a case. Furthermore, some banks such as Chase, are real scumbags when it comes to chargebacks. They side with their card holder. In chargebacks, believe it or not, its the buyer's credit card company that makes the final decision on the case. Its not your processing company, its the buyer's credit card company/bank that makes the final decision. They can be sneaky .assholes, in saying oh, you have to have signature required for a $1 item, or even though you have a signed proof of delivery, they will always find some way, including Prearbitration, to make you go away.

So there are downfalls and advantages of PayPal, but if you take Paypal only accept small amounts, and NEVER trust them!

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  #16 (permalink)  
Old 09-29-2016, 09:24 PM
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Quote:
Originally Posted by PayPal-Terminator View Post
The only good thing about PayPal is that their chargeback ways. They have a disputes forum, for their own reasons of getting chargebacks from the buyer's credit card company, that prevents you from incurring chargeback fees. Since PayPal is the one charging the buyer's card, they are the ones legally responsible for the charge and any associated fees.
do you mean that when you use PayPal, they do not pass chargebacks to you.

I had one scammer, he claimed he did not receive, PayPal refunded him plus charged me a chargeback for $20

So I lost merchandise, I had to give the money back plus extra $20

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  #17 (permalink)  
Old 09-30-2016, 05:45 PM
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First and foremost, its your business and your the one that is selling the product. You dont initiate something just because some customers want it. You as a business say ok this is what I want and this is how im going to process my credit cards, if the customer doesnt like it tough, xshit. The fact those types of people (1) are too lazy to use their credit card and (2) you have to ask yourself why are these buyers insisting on using paypal - and you answered that question yourself - when you said your sick and tired of PayPal and buyers scamming you. Thats exactly why those buyers are insisting on you using PayPal, because there's a good chance those people are trying to scam you and most of them do. You'll get a percentage of idiot buyers that will make threats, try to blackmail you and file fraud disputes through PayPal's dispute system. Once you get away from PayPal and have a real merchant account, that type of BS is greatly reduced. But with a real merchant account you encounter chargeback fees, vs PayPal's resolution system. So in one hand you have to suffer from non refundable chargeback fees, and on the other you have to deal with morons that will deliberately try to rip you off because they know PayPal will help them commit fraud. As far as offering both, that all depends on the software you using to run your online store. Nodays, there are options built into the ecommerce software and services that will allow you to take multiple forms of payments. One processor might not take international and others will, so thats one reason why they offer multiple processor options. But DO NOT do something just because a customer wants you to. Buyers dont really give a crap about the risk you might encounter. and if the buyer really wants the product they are going to use whatever payment option you have to get the item. People like that that only want to use a certain payment method, or looking to abuse that payment services policies and those types of people are nothing more than pain in the asses that might cause trouble for you in the long run. But bottom line is that its your company, you the one that makes the rules not the buyer. Regardless of what anyone says because its you that has to be responsible for the risk.

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  #18 (permalink)  
Old 09-30-2016, 05:50 PM
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Any processor including PayPal will charge a chargeback fee for doing nothing. That $20 isnt encountered by the processor by a 3rd party, thats just extra money for Paypal and any other credit card processor to line their pockets with. The only thing PayPal does is take your information and send it to the buyer's credit card company thats it. They will not do anything except forward the things over to the buyer's credit card company. The screwed up part is that the buyer's credit card company makes the final decision in the whole processes. If you loose the chargeback on PayPal there's now you can refight it. PayPal doesnt want any money taken away from them, and they will send you a bs email saying you lost thats all that can be done about it. That is a lie, you can refute the buyer's credit card decision, with something called a 2nd chargeback. But the buyer's credit card company can play their games like Chase does, and do something called Prearibitation to scare you off. Its a $500 non refundable fee charged the seller for it to go to Visa or Mastercard directly, Chase and others will use that scare tactic for the sole purpose of scaring off the seller. In anything else, you should say under not as described, for the buyer to send the product back to get a refund. And if they demand a shipping label you can send them a shipment label that is not paid for. The cost of returning the item is not your responsibility but theirs.

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