Many people on this site post stories of the problems they have had with PayPal, but as convincing as they are, there don't seem to be any realistic alternatives. I use the word realistic because people, including the administrators of this site, often suggest merchant accounts as an alternative, but a merchant account generally costs hundreds of dollars to apply for, one need numerous industry references , which a new business almost by definition would not have, one needs a reasonably accurate estimate of monthly volume – same problem, and there is a good chance the application will be rejected. So a person considering PayPal may well not be able to get a merchant account at all no matter who much they want one.
People also suggest other online payment companies that have fewer features and are available in fewer countries than PayPal – for example how many companies are there that allow subscription / recurring payments, whose services are available in Canada, that do not require anything from a merchant besides basic contact information, and do not require the customers to register or jump through any hoops ?
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